First impressions are extremely important when contesting a chargeback. A poorly written rebuttal letter may significantly reduce your chances of winning because it is the first thing the evaluator will see. This article provides all of the information you need to...
Blog - eMerchant Authority
Read our blog about payment solutions and online payment processing. Only up-to-date information.
How to Set up the Square Reader for Contactless and Chip
Considering that 48% of online shoppers use credit cards as a form of payment, modern-day businesses need reliable and cost-effective contactless payment processing solutions. Introduction to Square reader for contactless and chip If you’re looking for a secure and...
Worst Credit Card Processing Companies
Several credit card terminal leasing companies does not meet consumer expectations for standards in their procedures despite being part of a large industry. These organisations, frequently referred to as the "worst" credit card businesses, frequently engage in...
Green Transactions: Navigating Cannabis Payment Processing in a Growing Industry
The banking system continues to pose challenges in the rapidly evolving legal cannabis market, in which states are steadily legalizing marijuana for both medical and recreational purposes. Financial institutions are still hesitant to cooperate with cannabis companies...
From Click to Cash: What Does Processing Payment Mean?
Processing payment refers to the steps involved in completing a financial transaction in which funds are transferred from a payer to a payee. This is a critical aspect of modern commerce that uses a variety of technologies and secure protocols to ensure the seamless...
Everything You Need to Know About Wireless Credit Card Processing in 2024
By Sudiip Kumr Reviewed by Sudiip Kumr Is wireless credit card processing right for your business? Well, for some, the answer is yes! Many companies use wireless credit card processors as a holy grail for their business, as they help offer their customers a smooth...
Beyond Plastic: The Future of Merchant Terminals with AI, Blockchain, and IoT
Merchant terminals are electronic devices that facilitate transactions between clients and businesses, and they are critical components of commerce. Smart terminals for merchants are crucial tools for businesses that allow them to accept card payments, such as card...
What is a Billback? Friend or Foe? The Ultimate Showdown for Business Costs
In the intricate realm of business transactions, small company owners need to understand the importance of "Billback." When used with ideas like blended rates, mixed rates, or enhanced recovery rates, this payment processing term can either unpredictably affect...
Future of Payments: Go Digital with Secure ACH Merchant Accounts
In today's digital age, small businesses are embracing the convenience and security of ACH merchant accounts for their payment processing needs. Automated Clearing House (ACH) payments offer a cost-effective and efficient way to transfer funds electronically, reducing...
The Ultimate Clover POS Review: Is It Worth the Investment?
Clover stands out as an exceptional solution in the field of efficient Point of Sale (POS) systems that not only simplify transactions but also maximize your money management. This comprehensive Clover POS review delves into the features, benefits, and unique...
Beat the Bank: Cheapest Credit Card Processing for Small Businesses
There are a lot of unappealing costs associated with running a small business, but maybe none more so than the fees you pay to take debit and credit card payments. To avoid such expenses and protect your profit margins, pick one of the top 10 cheapest credit card...
Reasons Why Issuer Declines Happen?
Credit card declines are not only frustrating but costly for a merchant. An issuer declined message from a credit card issuing bank means you’ll lose revenue from the cancelled transaction, and you may also need to pay additional fees if you ignore the message. Not to...
Clover Flex Review: From POS to Payments, We Have You Covered
In the world of payment processing, clover POS is all the rage. Therefore, here is a quick clover flex review for 2024. Let's begin by learning a little bit about the Clover POS systems. Because Clover Flex is limited to usage with Clover hardware and POS software, it...
The Best High Risk Merchant Account Providers of 2024
Businesses need to have payment solutions that specialise in high-risk merchants. This is because businesses that operate in the digital world are deemed high-risk for financial, regulatory, or reputational reasons. To assist you in making the best choice of merchant...
High-Risk? No Problem! Get Approved for a Merchant Account Fast & Securely
Dropping a new business? You must be wondering how to accept payment, among many other things. The first thing is - you'll need a business bank, and the other one is a payment processing service, which can help you receive payments. One popular method of receiving...
Say Goodbye to Credit Card Fees for Merchants
Credit card transactions are convenient in today's business world, but they also cost retailers money in processing fees. This course will lead you through the complexities of these prices, covering terms like assessment and interchange fees as well as pricing...
How to Create a Merchant Account?
In the contemporary digital age, the preference for electronic payments over conventional methods is on the rise, leading businesses to consider setting up a merchant account. This popular electronic payment service allows your business to accept and process credit...
Beyond Transactions: A Comprehensive Guide to Types of Merchant Accounts
When starting a business, merchant accounts might be helpful. These accounts allow companies to take debit and credit cards. By being aware of the various kinds of merchant accounts accessible, you may select the one that best fits your needs and type of business....
Square vs. Clover: Which Is Better For Your Business
The competition between Square and Clover in the field of point-of-sale systems has become critical for businesses seeking quick payment processing. Both are known for their simplicity and dependability, choosing between them a challenge for entrepreneurs looking to...
Merchants Guide to Chargeback Alerts
Chargebacks are bad for business owners both in the short and the long run. They incur fees, and they also negatively affect the relationship you have with your payment processor and customers. In the long run, excessive chargebacks can result in the closure of your...
MATCH List and Terminated Merchant File (TMF)
One of the serious consequences merchants face when they have excessive chargebacks is having their account terminated and being added to the Member Alert to Control High-Risk Merchants (MATCH) list. The MATCH list also called the Terminated Merchant File (TMF), is a...
What Is Ecommerce Business Chargeback Protection?
Dealing with chargebacks is a frustrating and draining experience for any business. Unfortunately, there is no easy way to eliminate chargebacks, as cardholders have a right to dispute any charges on their account that seem erroneous or fraudulent. However, even if...
What Does “Name on Card” Mean?
Online shopping has grown in popularity, so much so that it’s estimated that eCommerce will constitute more than 22% of all global retail sales by 2024. Online shopping is convenient for the modern customer, it also provides consumers with a variety of products and...
How Does PayPal Work? a Closer Look at PayPal’s Operational Framework
If you use PayPal for online payments or to send and receive money, you've probably heard of PayPal cards. The PayPal MasterCard, for example, is a credit card, however, the PayPal reward card is a credit card that rewards you with points for every dollar spent. So,...
Merchant Account Vs Payment Gateway: What Are the Differences?
Every eCommerce merchant has knowledge of different accounts because it's a key to successful online selling. When it comes to different accounts, every account varies from another account in various manners, as you can see with the merchant account and payment...
How to Accept Credit Card Payments without a Merchant Account?
Business owners are aware that most modern clients do not choose to pay with cash these days. A lot of customers opt for contactless payment methods like credit cards and mobile wallets because carrying cash around has its drawbacks. Many firms in our industry ask us...
How to Become a Registered ISO?
An Independent Sales Organization (ISO), also sometimes referred to as a Member Service Provider (MSP), is an organization authorized to provide merchant services to businesses. A merchant service ISO acts as the middleman between different acquiring banks and the...
What Is a Merchant Account and How It Works?
Cash is no longer king for most customers. And if as a business you are yet to embrace cashless forms of payment such as credit and debit cards, it’s about time you did. Contactless forms of payment are convenient, efficient, and secure. One of the major things you...
What is a Chargeback? All That Business Owners Need to Know
Understanding whats a chargeback is can be crucial for both consumers and businesses. A chargeback, in simple terms, is a process where a customer disputes a credit card transaction that they believe is unauthorized or unsatisfactory. This protective measure can...
What to Do If Your PayPal Account Gets Frozen?
Online payment platforms such as PayPal have made it extremely convenient and cheaper to shop online, pay bills, and transfer money. Besides, using PayPal and other electronic payment platforms protects customers from credit card fraud and other forms of online scams....