Credit Card Processing

A cornerstone to all businesses.

Credit card processing is essential to business owners and operators to receive payments for whatever they may be selling.  Hence, you need to get your credit card processing from a secure credit card merchant for smooth transactions.

We Work With: Merchant Payment Options


No Obligation
Rates as low as 1%

*Rates quoted as the % above normal card interchange
costs, dues, fees, and assessments.

What is the significance of Credit Card Processing?

Credit Card Processing

Today, most people use credit cards to make transactions, and it has become an integral part of daily life. According to several projections, in the next five years, the younger generation will be using credit cards all the more frequently. Since the millennials will constitute the primary workforce, and since they will be spending much more than ever before, it is important to look at their spending patterns and how they use their credit cards, and for what purposes.  

Thus, it is also seen that online payments have become hugely popular, which means more people would need secure channels to use their credit cards through. This is why credit card processing holds immense importance.

Additionally, if you want your business to stay in business, then you should definitely take these factors into consideration because most of your consumers then will be the millennial generation who will primarily pay through online credit cards.

So, you should be able and ready to accept their form of payment. The old days of using a check and even cash are pretty much gone, or are withering away. If you don’t want to lose out on sales, you should look into creating a secure credit card processing channel for your enterprise

Use our fast application to get a custom tailored merchant account that fits your needs.

What are Your Credit Card Processing Options?

As a business owner, it is your responsibility to diversify your payment options to garner as much revenue as you can. Give your customers the option of paying through whatever method that they feel comfortable with; through credit cards. 

You have to establish secure networks for online credit card processing.  It is the best way to create and sustain customer loyalty and is also a great motivator for many customers since they will see that they are catered to through your business.

It is most likely that if you do not give the customer the options to choose between a credit card, online payments, cash, or in-person payments, then they will leave your business and spend their money somewhere else. So, you should always have options.   

Credit card payments are becoming the most used form of payment. In fact, if you want to plan for your business’s future, then you must take into account that most millennials prefer paying through their online credit cards. Particularly important is the fact that they prefer those cards that give them cashback easily. 

You, as a business owner, should always be aware of these developments. Since it has become so easy and convenient to shop online, credit cards have become most popular to the extent that almost everyone has at least one credit card on them at all times!

Credit Repair Merchant Account

Frequently Asked Questions for Credit Card PRocessing

In what way does an eCommerce credit card processor assist me in my business?

Most online payment platforms will reject or disapprove of your online merchant account since most online businesses that work as merchants are considered ‘high risk’ by acquiring banks. So, it may be difficult for you to operate your business successfully. 

Thus, you need experts who can help you navigate through the structure of getting you a secure credit card processing channel and your online merchants account approved. Here is when companies like eMerchant Authority come in.

We have professionals who have worked in the field for several years and know the industry’s ins and outs and can help you establish an e-commerce credit card processing channel. The main reason why difficulties arise is due to the many fraudulent companies out there and the issue of excessive chargebacks. However, eMerchant Authority can help you sort all of that out.

Let our specialists do the legwork for you. Just submit your application, and you may even be pre-approved today! Get your credit card merchant account the fastest and easiest way possible with eMerchant Authority.

What should I be aware of when looking for credit card processing?

Most credit card processors are the same. This means they mostly give out the same services in mostly the same ways. However, there is only one way to distinguish between the many processing providers.  

If you’re a business owner or operator, you will need a company that fits into your business structure. This means you will have to get a partner that can understand the requirements of your specific business and get you the best deals and payment procedures for your specific business type.

Since each business is unique, you can intuitively guess which company you want your processing to go through. You will definitely have to pay some amounts of fees and payments as establishing costs, but you need to build a contract that doesn’t exploit your vulnerability, rather understands them and is willing to help them out.

Hence, if your credit card processor gets you the ability to receive online payments, it will immensely boost your business. Thus, you should prefer the eMerchant Authority since we are the best at what we do and can help you through all your specific credit card processing requirements.

We offer all the services and necessary hardware that a credit card processing merchant account needs to thrive. Everything that you are looking for is here at eMerchant Authority.

How can I get secure payment processing?

If you want your credit card processing to be secure, you must talk to your provider very frankly and bluntly. It is important that you lay out the ground rules in front of them. If you don’t do this, you may fall under the risk of being shut down entirely. 

Since payment processing companies come with a long-term contract, you have to make sure that they listen to you and that they are the right fit for you. So, companies like ours, eMerchant Authority, can help you get a transparent contract to work through and establish your accounts. We will ensure you get the maximum benefits from your payment processors. Secure payment gateways, low transaction fees, and minimal merchant service fees are what we can promise you.

What if I have poor credit?

It is entirely possible to get secure payment processing even if you do have poor credit. However, it matters what processing channel you’re using. If you’re looking for a high-risk merchant solution, then eMerchant Authority can help you out in no time. 

However, larger credit card providers like Paypal and Stripe will find it difficult to accept your credit card processing applications, especially if you have poor merchant credit. eMerchant Authority believes in improvement, and we think that everyone can succeed no matter what their credit scores may be.

Our professionals are experienced in handling high-risk accounts. We can obtain a credit card processing merchant account for your business even if you have a poor credit score. Contact us today to get started!

What's the big deal with accepting credit card payments?

The foremost reason for why it is important is because we live in an age of e-commerce where most shopping happens online and almost everyone has a credit card, not to forget that most projections show only an increase in this trajectory. 

However, it is also important if you want your business to be inclusive and successful. The more customers you attract, the more your business will profit, and accepting credit card payments will attract a whole lot of customers.

A 2019 study has shown that the online spending market has gone up to 40 billion dollars each year and growing. This means billions of dollars are being transacted online each year, which will only increase in the coming years.

So, if you want to be a part of this booming online business, then you should definitely look into accepting credit cards. Additionally, there is a whole range of benefits attached to accepting credit cards, including increased customer loyalty, larger customer base, easy transactions, cutting costs, etc. 

Be one of the most successful credit card merchants and watch how your business grows.

Should I get mobile credit card processing too?

Yes, you should. Mobile credit card processing is also super popular in the younger generations. Besides, as we have mentioned above, options are not a bad thing to have if you want to get a larger customer base and grow your business. 

If you allow people to pay from their homes, they will most likely shop more often and give you a whole lot more business. In fact, giving them the option of choosing which credit card processing method they want is only an added repute point for you.

Your business will be considered as inclusive and one that caters to everyone. This will bring in even more customers for you. Most customers will spend some time on your website, and if they don’t find a convenient way of payment, they will simply leave, and you will lose monetary value on your sales. So, you should always have as many options for payments as you can.

Having a mobile credit card processing device is incredibly convenient for businesses on the road, like home service spas and mobile pet grooming services. This allows your business to accept your clients’ debit and credit card payments even when you are out of your brick-and-mortar shop.

What do the experts say about credit card processing?

eMerchant Authority can help you get your credit card processing done in no time. Our smooth integration processes will let you receive and make payment online super easily and conveniently. Our experts are also always here to help you and guide you.  

What we offer for payment processing:

eMerchant Authority has great ways to help you integrate your payment processing with all other kinds of methods like mobile and online payments. Our services are also low cost, and we make sure to prioritize your concerns over everything else. You can totally avoid getting shut down with us, and you can simultaneously run a successful business.

Lending & Debt Merchant Account

Assistance in all shopping logistics

Debit Card Processing

Different payment methods

Auto Warranties

No charge on our payment modules

Recurring Billing Merchant Account

Alerts and notifications on cash backs

Merchant Account Statement

Thorough reporting and fraud management

We have been very successful at helping other merchants get to a very successful point in their careers, and we pride ourselves on that. Thus, you should come join us and get all your credit card payment processing solutions in one place. 

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