You May Be Considered A High Risk Merchant
If you have bad credit, your business may be considered high-risk to payment processing companies. This can make it difficult to find a company that is willing to work with you. This doesn’t have to be the case, as there are several options out there for businesses who are considered high risk.
If this is the case for you, you should consider checking out eMerchant Authority. They offer several different merchant options that for you to choose from, including different brands and different devices to accept payments.
eMerchant Authority makes it easy to get what you need for your business to be able to accept payments anywhere, whether that is on the go or at a store front. eMerchant Authority is the lowest cost merchant processor you will find on the market.
Use our fast application to get a custom tailored merchant account that fits your needs.
Bad Credit Merchant Account FAQ’s
What is eMerchant Authority?
eMerchant Authority offers merchant accounts to businesses who are low risk or high risk. They offer some of the lowest fees in the industry, and they make all of their fees known to you before you sign up for an account. They also offer their products at insanely low prices, so you will get the best deal possible.
What is a Merchant Account?
A merchant account is a bank account for a business that can process credit and debit card payments as well as accept cash if you are working from a store front. A regular merchant account can be incredibly difficult to get approved for if you don’t have the greatest history.
This is where eMerchant Authority comes in. As a no credit check merchant account, they will more than likely be able to extend payment processing to you regardless of what your credit score looks like.
How do I know if I am high risk?
More businesses fall into the classification of high risk than you would think. One thing you can look at to determine if you are high risk is your credit score. If your score is around 580 or less, you will likely be considered high risk.
You can also look at what business industries are considered high risk. These types of businesses typically include casinos, travel agencies, attorneys, and many more. eCommerce sales and store fronts may also be considered high risk.
If you aren’t sure how to be certain if you are high risk, you can reach out to eMerchant Authority. They will be able to help you determine your risk status, as well as get you set up with payment processing in an easy and quick manner.
What is the difference between a regular merchant account and a high risk one?
Regular merchant accounts are businesses that have great credit scores, low transaction amounts, low monthly processing amounts, and experience zero to very few returns.
High risk merchant accounts are for businesses who typically process more than $20,000 a month, have higher average transaction amounts, industries with high fraud and returns, and bad credit history.
High risk businesses will also have more fees to pay than a low risk businesses. Working with eMerchant Authority allows you to have access to lower than average fees for high risk accounts.
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WHY USE eMERCHANT AUTHORITY?
The leader in merchant processing for businesses of all sizes. No cost, surcharge and low cost processing options. Latest hardware including Clover systems at unbeatable prices.
Merchant Account Experts
20+ Proven Bank Realtionships
Medium/High Risk Accounts
Fast Merchant Account Approval
E-Commerce & Retail Options
B2B Vendors Supported
Multiple Payment Solutions
Multiple E-Commerce Gateways
ACH, E-Check, Credit Cards
B2B Level 2/3 Data Discounts
3D Secure Frictionless Checkout
Intuitive Technology & Support
Gateway Recurring Billing
E-Commerce Cart Plugins
International Merchant Accounts
Dedicated Account Managers