Get A Merchant Account For Your Credit Repair Business

eMerchant Authority is the number one company for credit repair merchant accounts. This means that if you offer credit repair services, you need to work with us.

We Work With: Merchant Payment Options

Get Your Merchant Account Today

No Obligation
Rates as low as 1%

*Rates quoted as the % above normal card interchange
costs, dues, fees, and assessments.

Payment Processing for Credit Repair Services

Nowadays, more and more people are opting to utilize credit repair services in a bid to help get their financial life back on track. If your business offers like this, then you are offering a tremendously helpful service. The problem is that you are also working in a high-risk industry. When you offer credit repair services, the risk of chargebacks are incredibly high. After all, you will be dealing with people that already have a habit of mismanagement of their money. As a result, it can be difficult to track down a merchant account to process payments. Most banks will not want to deal with you.

The reason why banks do not deal with those with high-risk accounts is because if there is a huge chargeback, or regular chargebacks, then their merchant accounts will be the one absorbing the risk. If they cannot reclaim their funds from the seller, then the bank will need to pay for the chargeback out of their own pocket. This is why companies such as PayPal and traditional banks will refuse to work with high-risk companies.

Use our fast application to get a custom tailored merchant account that fits your needs.

You Are Running The Risk of Having Your Merchant Account Closed

If you have a credit repair merchant account with a traditional bank, then you will always be teetering on the edge of having it closed. The second you have too many chargebacks, or the merchant account provider deems your business to be too much of a risk, then your merchant account will be closed. When your merchant account is closed, you will no longer be able to receive payments. This means that everything you have sacrificed to build up your successful business will be rendered useless overnight.

Get the right credit repair merchant account at the start, and you never have to worry about losing your business.

This is where the team here at eMerchant Authority come in. We have a lot of experience dealing with high-risk businesses like your own. We can process the payments and get you signed up to the best merchant accounts around. Due to our connections in the industry, we are able to secure the best possible rates on your high-risk merchant account. This means that you can make more money per transaction. With us, your business really could potentially become more profitable, without all that risk of losing your merchant account.

Why Is It Tough To Get A Merchant Account When You are High Risk?

Due to the high-risk nature of your business, the risk of chargebacks can be exceedingly high. This means that merchant account providers need to know that you can afford to cover any chargebacks out of your finances. This means that they will need a wealth of financial documents related to your business. If you are brand new to the world of credit repair services, then you stand no chance of being approved for a standard merchant account. You will often need years and years of proof that your business is profitable and chargebacks are low.

Merchant account providers need to know that your business is reputable, because they are underwriting your account. They are the ones that will suffer heavily if your business cannot pay what it owes.

You must also remember that high-risk accounts tend to carry higher fees. This is, in part, to help alleviate some of the risk for the merchant account provider. However, it also serves to steer potential businesses clear, because most providers do not want to deal with that risk. However, we are the opposite. Here at eMerchant Authority, we want to work with your business. We want to be able to provide you with services. We also have systems in place to help keep fraud and potential chargebacks to the minimum. This means that we are able to keep our fees as low as possible.

How We Can Help Your Credit Repair Business

eMerchant Authority are the high-risk merchant account specialists. 

Here at eMerchant Authority, we have built a number of tools that can help to identify potential fraud in transactions. We can also help to identify when there may be a high risk of a chargeback. This means that you won’t be accepting risky payments, and thus your chances of receiving chargebacks will shoot down. This is beneficial to both you, and to your merchant account. It helps to keep fees low, while at the same time ensuring that your business can continue to run. 

Our experience also ensures that we can track down the perfect merchant account for your credit repair company. Our connections mean that we can negotiate with our providers to ensure that your chances of being accepted for a merchant account are high and that the fee for the services are kept as low as possible.

Due to our specialization in high-risk accounts, when you work with us, you do not have to head into work each day with the dread that your business will lose its ability to process payments. As long as you stick within the terms and conditions of our business, then we really would enjoy working with you.

Of course, we also provide you with a wealth of tools that you can utilize in order to keep tabs on your payments and generate reports. Not only are we helping you to save money on your card processing fees but we also make your accounting a little bit easier.

If you are interested in starting the application process for a credit repair merchant account, then feel free to get in touch with us here at eMerchant Authority today. We are more than happy to answer any questions that you may have. Of course, we are also there to ensure that the process of getting your account set-up is made as simple as possible. We are there for you. Always. 

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