Membership Merchant Account Solutions

Struggling as an online shopping and membership club with your merchant services provider? Can your membership business benefit from a better Membership Club Merchant Solution? Almost certainly.

We Work With: Merchant Payment Options

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Rates as low as 1%

*Rates quoted as the % above normal card interchange
costs, dues, fees, and assessments.

How To Protect Your Membership Club Business

Your online business needs the best possible protection on every possible level. This is true for any business, of course. However, it is particularly true with online merchants working in what payment processors and similar institutions call “High-risk fields.” Online shopping and membership club merchants are a good example of what we are talking about.

Why? Because membership merchants deal in a higher-than-average number of customer complaints, which leads to chargebacks. This alone can make it difficult to secure a reliable relationship with the likes of PayPal or Stripe. When these institutions view you as being riskier than other businesses they support, they can decide to play it safe, and freeze or cancel your account. This can bring your business to a standstill.

Yes, obviously, anyone can start an online business about virtually anything they please. However, without the support of a payment processing giant, or the institutions that support these companies, your online business isn’t going to go very far. In fact, it will likely come to a complete standstill. You just can’t do steady business without companies like PayPal these days.

Membership Club Merchant Solutions from eMerchant Authority can help. Our company has established relationships with these companies. Our solutions are designed to make it easier for membership merchants such as yourself to operate and grow. Without the fear that someone is going to come and pull the rug out from under you.

Use our fast application to get a custom tailored merchant account that fits your needs.

Addressing The Challenges of Membeship Club Merchant Services

To reiterate: Without companies like Square or Stripe, your membership club merchant business isn’t going to be very successful. At the same time, you want to be able to address the reality that so many different companies and lenders see the field as one that is too risky for them to support sight unseen. Why is this such a problem for them?

As we touched on earlier, the problem really comes down to a matter of the customer. While a successful merchant in this area will obviously have more happy customers than ones who are upset, membership club merchants still have received a higher number of complaints and refund requests than many other types of merchants.

This is rarely the actual fault of the merchant. It just happens to be that many customers have extremely high expectations for the discounts and benefits they hope to receive by going to a membership club merchant. When these expectations are not met, they are inevitably going to demand a refund. This is where the problem starts for the merchant.


Why Are Payment PRocessors Reluctant To Trust Membership Clubs?

When a customer wants a refund, you generally give it to them. This obviously means losing a sale, but this tends to be preferable to letting the matter go on. As far as you are concerned, the matter is now at a close.

Unfortunately, the company processing the refund has to take an additional charge. This is where the concept of chargebacks come into play. While such chargebacks do not impact your bottom line directly, they can have repercussions for businesses that receive them in a higher volume than what is traditionally considered the norm.

It is for this reason that many membership club merchants suddenly find their payment processing account frozen. In other cases, your account can be cancelled by the company altogether. This can leave you without the essential tool of being able to process payments by your customers. To be sure, if this happens with one payment processing company, the odds are regrettably high that the same thing is going to happen with another payment processing company. This puts merchants just like you in an extremely difficult position.

Build Your Business With The Right Membership Merchant Account Provider

To choose a vendor that is the best choice for your membership merchant account, you need to consider the below factors.

Specialization in high-risk membership club merchant accounts – As a business operating in a high-risk industry, your merchant account needs are different from those in the low-risk industries. This is why you need to look for a provider who can give you a high-risk merchant account and, in particular, one with experience in the membership club industry.

Features – You want a company that provides multiple payment options including debit and credit cards, mobile payment solutions, integrations, POS systems, and payment gateways. Other features to look out for include automatic invoicing, chargeback monitoring, data exports, and offshore account support.

Flexible contract – Many high-risk merchant account providers lock their customers into long-term contracts. Ensure you get a payment provider who offers a flexible contract that doesn’t have an automatic renewal clause. This way you can change your payment method options just in case your business operations change.

Pricing – Ensure your provider is open about their pricing and payment terms. At eMerchant Authority, our fee structure is transparent, and we give it to you upfront so that you can make an informed decision.

Reputation – When choosing your membership merchant services vendor, check out customer testimonials and reviews to get an idea of what actual users of the company’s products have to say. Also, check whether the company is licensed and has a good reputation in the business membership industry.

Customer service – A company that has reliable and accessible customer support will be easy to reach in case you have issues with its products. At eMerchant Authority we have multiple channels of communication, and we provide ongoing 24/7 support to all our membership merchant customers.

eMerchant Authority can give you everything necessary to maintain your membership club merchant endeavors. While there are a number of things you can still do to mitigate the risks others associate with your industry, our Membership Club Merchant Solutions can cover the gap between where you want to be with your merchant business, and where you can operate without fear of suddenly being shut down.

You have to work hard to build your membership club merchant business. It is your responsibility to build and maintain good relationships with a wide array of short-term and long-term clients. This means delivering on your promises, providing the best possible customer service, and so much more. Among all of your ongoing tasks, you shouldn’t have to worry about whether or not your payment processing company will be there to ensure you can always meet customer needs.

With eMerchant Authority, you’re getting trusted, flexible solutions.

Need A Merchant Account Quick?


eMerchant Authority prides itself in being a leader when it comes to the provision of merchant account solutions. We provide merchant account services for both low and high-risk businesses.
Our services are secure and reliable.

Besides, we understand just how financially difficult it is to become a business owner. This is why when you partner with us you also enjoy transparent pricing with no long-term contracts or hidden fees.
Whether you’re a startup or an established business, you can count on us to provide you with a perfect merchant service solution with the latest hardware and software tools such as Clover systems that are perfect for your retail payment needs.

And because customer satisfaction is what we aim for, we offer ongoing support to all our customers. Our 24/7 customer support team is always on call to answer your questions and attend to your needs.
Still interested?

Here are other additional benefits that you receive when you apply for an internet merchant account with eMerchant Authority.

Merchant Processing

Merchant Account Experts

20+ Proven Bank Relationships
Medium/High-Risk Accounts
Fast Merchant Account Approval
E-Commerce & Retail Options
B2B Vendors Supported

Multiple Payment Processing

Multiple Payment Solutions

Multiple E-Commerce Gateways
Chargeback Prevention
ACH, E-Check, Credit Cards
B2B Level 2/3 Data Discounts
3D Secure Frictionless Checkout
Mobile Payments
EMV Readers

Merchant Processing Technology

Intuitive Technology & Support

Gateway Recurring Billing
E-Commerce Cart Plugins
International Merchant Accounts
Dedicated Account Managers