Start Accepting Payments Online With A High Risk Payment Gateway
When you have an eMerchant Authority account, you can integrate the service effortlessly onto your website and accept credit cards. Allowying you to do far more with your business than you ever thought possible.
We Work With: 
EASY, QUICK, ACCOUNT APPROVALS
No Obligation
Rates as low as 1%
*Rates quoted as the % above normal card interchange
costs, dues, fees, and assessments.
What Is a Merchant Account? And What Is Considered High Risk?
A business owner needs to create a merchant account with a financial institution wherein they will receive money from customers. Every day in-store and online sales will be directly transferred to this account.
When awarding a merchant account, financial institutions categorize businesses into two types, the low-risk and the high-risk. This will determine the account benefits, services, and fees that a business will get.
Low-risk merchants have lower chances of fraud, money laundering, and other financial hazards that will cause them to lose money. Banks will readily cater to them and create a merchant account easily.
High-risk merchants, on the other hand, engage in businesses that are fraught with financial hazards. Banks deem these businesses as high-risk and will most likely not award the same benefits as those in the low-risk. There is also a high chance that the business will not get a merchant account with most financial institutions.
Want to know whether your business is high-risk? Get a free assessment today!
Does My Business Need a High Risk Payment Gateway Provider?
High-risk businesses have a negative reputation in financial institutions for being money pits and causing so many headaches. These businesses are in danger of lots of chargebacks, possible money laundering, fraud, and tax evasion to name a few.
If your business falls under any of these high-risk industries, then you will definitely need a high risk payment gateway processor.
Adult Entertainment Industry (Adult Websites, Gentleman’s Club, Male Enhancement), Airlines & Booking, Auto Warranty, Business Consulting, CBD Products, Debt Collection, Payday Lending, Firearms, Health & Beauty, Skin & Hair Care, Membership Club, Nutraceutical, Online Gaming, Fantasy Sports, Online Betting, Pawnshops, Subscription Boxes, Vape and E-cigarettes, Website Design & SEO
No need to stress if your business is considered high-risk. Here, at eMerchant Authority, we can provide you with a high risk gateway and all the support that you need for your merchant account. We specialize in managing high-risk accounts, so you can be assured that you are in safe hands.
If you are unsure whether your business is high-risk, consult with our specialist to get an assessment. We can provide a quick appraisal and quote, so you don’t waste any of your time. Also, get a same-day pre-approval for qualified merchants.
Why Should I Choose Emerchant Authority As My High Risk Payment Gateway Provider?
As a high risk payment gateway, eMerchant Authority is a highly secure platform intended for businesses that process millions of transactions per year (also referred to as PCI DSS Level 1). While there are a lot of options when it comes to payment gateway providers, we can guarantee that none of them will offer you all the tools that eMerchant Authority can provide. If you would like to learn more about these tools, they are listed below.
Customize Your Virtual Terminal
We offer a highly customizable virtual terminal. You can pick and choose what fields you require your customer to fill. This service will allow you to accept orders over the phone along with processing payments via bank accounts.
Manage Your Inventory
By using eMerchant Authority high risk payment gateway, you are given all kinds of tools that will allow you to manage your inventory. Adjusting prices, applying tax rates, and even changing the category of a particular product. Creating an order has never been easier!
Easy Integration With The Click of A Button
Integrating a high risk payment gateway onto your website can be a real hassle. But with our QuickClick shopping cart, you can easily integrate the payment gateway into your website. All you have to do is follow a few quick and easy steps to create a unique URL and you’ll be done! It is that easy!
We Support Multi-MID
It can be very tedious to manage more than one Merchant Identification number (MID). But with an eMerchant Authority high risk gateway, Multiple MIDs are easily managed! This feature allows you to manage your information and products across multiple merchants on a single account! For more information on our Multiple MID support, click here.
Our API Is Open For Business
The API for eMerchant Authority is like an open book! If you need to make any modifications, our gateway allows you to do so! For more information, documentation, and compatibility, click here.
Protect Your Customers
The key to getting repeat customers is to protect their credit card data! With our gateway, your customer data will be kept safe even when you need to use it for payments or invoices!
Your Recurring Billing Will Run Like Clock Work
When you use eMerchant Authority, you can easily set up recurring payment schedules in any amount and on any set schedule. It is the ultimate fire and forget solution for recurring billing and it doesn’t require any extra steps!
Fraud Prevention Tools
Fraudsters can be devastating for your business. By using our Fraud Prevention, you can monitor any suspicious activity and protect merchants from fraud. After all, the best way to avoid fraud is to prevent it.
Supports Exporting To QuickBooks
When you use eMerchant Authority, you are able to download all your transactions into a .iff file that can be read by your QuickBooks software. The export-tools provided by eMerchant Authority prepares your data and quickly transfers all of it into a helpful file.
Sync With QuickBooks
While our gateway does not support QuickBooks Cloud, we do have Sync features. This feature allows you to link eMerchant Authority with QuickBooks and process payments from it. View Demo.
Support for ACH Processing
When you use eMerchant Authority, you will be able to easily process and accept ACH payments with the same gateway that you would use to accept credit card payments. This allows you to send invoices to your customers that lets them pay with either of these options.
Extra Security for Visa and Mastercard
We know how important Payer Authentication is, and as a result, it is supported by eMerchant Authority and it’s high risk payment gateway. Whether the customer is paying with a MasterCard or Visa, you will be able to offer them the security they need to shop safely with you.
Multiple Level Processing
Whether you need Level 2 or Level 3 processing for your business, eMerchant Authority makes both of these options very easy. This allows you to keep your processing costs to a minimum. However, if you need to use Level 3 processing, there is a monthly fee of $30 for it.
Highly Detailed Reports
eMerchant Authority allows you to get all the information you could possibly need via reports. Within a minute you can generate reports in an excel spreadsheet with all of your data related to any and all transactions your business has had. You can even apply a bunch of filters so that you can as little or as much data as you need for your reports.
We've Got The Hardware
If you need physical equipment to process card payments, you can purchase it from eMerchant Authority. We offer a USB card swiping device for only $129 and a chip reading EMV for $299 (EMV will require the right network configuration, so be sure to talk to one of our customer service representatives before purchasing) so that you can process physical cards directly with your eMerchant Authority high risk payment gateway.
Mobile Processing Made Easy
We also offer a eMerchant Authority mobile app and card swiping device. This allows you to process card payments on a phone or tablet from anywhere! We offer optional equipment for swiping card payments on a mobile device for just $99. With mobile processing the will be an additional fee of $5 per month.
With all of the features and options, it makes sense to go with eMerchant Authority.
Get a free quote by using the form above, or by clicking here.
WHY USE eMERCHANT AUTHORITY?
eMerchant Authority is the leader in merchant processing for businesses of all sizes. We cater from medium to large establishments that would like to include POS systems and cashless payment transactions for their client's convenience. We also support new businesses, start-ups, and even high-risk merchants, so they can provide their customers with a secure and seamless shopping experience. Because customer satisfaction is also what we aim for.
Our services come at competitive rates, and we offer flexible payment solutions that are easy on the budget. Because we understand how financially difficult it is to be a business owner.
No cost surcharge and low-cost processing options. Latest hardware including Clover systems at unbeatable prices. We offer the perfect solution to all your retail payment system needs. Here are the unmatched benefits that you will receive when you apply for a retail merchant account with eMerchant Authority:
Merchant Account Experts
20+ Proven Bank Relationships
Medium/High Risk Accounts
Fast Merchant Account Approval
E-Commerce & Retail Options
B2B Vendors Supported
Multiple Payment Solutions
Multiple E-Commerce Gateways
Chargeback Prevention
ACH, E-Check, Credit Cards
B2B Level 2/3 Data Discounts
3D Secure Frictionless Checkout
Mobile Payments
EMV Readers
Intuitive Technology & Support
Gateway Recurring Billing
Vault
E-Commerce Cart Plugins
POS/Terminals
International Merchant Accounts
Dedicated Account Managers