Currently more than 99% of businesses accepting credit cards are on traditional programs. These businesses pay a variety of different Monthly and Annual Fees, as well as a percentage of all sales for the privilege of accepting Credit Cards as a form of payment. When you add up the fees and percentages that Business Owners are forced to pay it comes out to anywhere from 2.5% – 4%+ of their Gross Credit Card Sales.
With Credit Cards and Mobile Payment options such as Apple Pay and Google Wallet becoming the standard, Business Owners are finding it harder and harder to cover costs. A solution is needed to offset the cost and maintain a reasonable profit margin. eMerchant Authority is now available through our authorized representatives.
Thanks to years of legal battles such as “The Payment Card Interchange Fee & Merchant Discount Antitrust Litigation” and the passing of Amendments such as “The Dodd Frank Amendment” & “The Durbin Amendment”, eMerchant Authority's no fee processing solution is now available through our authorized representatives.
Now, through eMerchant Authority a small service fee (4%), is charged for allowing the customer to use an alternate form of payment. This fee is waived as a discount if the customer elects to pay cash or check (if checks are accepted). eMerchant Authority is a proven solution that allows businesses to increase profits by reducing overhead and driving cash sales.
To accept EBT, Merchant must provide the following:
FNS Number - Average Monthly Transaction Count
Terminal Sale ACH Debit Authorization From
Approval typically comes 48-72 hours after Full Submission
After Approval Terminal is programmed and shipped to Merchant
TSYS - VISA - MasterCard - Discover
|Fees||eMerchant Authority||Traditional Credit Card Processing|
|Annual Fee||Waived||$79.99 - $199.99 Per Year|
|Statement Fee||Waived||$5.00 - $10.00 Per Month|
|Terminal Maintenance Fee||Waived||$5.00 - $19.95 Per Month|
|Online Access Fee||Waived||$3.00 to $15.00 Per Month|
|TIN / IRS Fee||Waived||$4.95 - $9.99 Per Month|
|Express Funding Fee||Waived||$9.95 - $19.95 Per Month|
|Authorization Fee||Waived||$0.05 - $0.25 Per Transaction|
|Transaction Fee||Waived||$0.05 - $0.25 Per Transaction|
|Interchange Fee||Waived||2% - 4% of Gross Credit Card Sale Volume(varies by business and Card type)|
eMerchant Authority is so confident that you will be satisfied with our service that we added a guarantee. If at any point you decide that the eMerchant Authority service is not right for your business we will match whatever deal you currently have with your Credit Card Processing Company and switch you back to the traditional credit card processing platform.