Making Retail & Swipe Credit Card Processing Easier For Everyone

We Work With: Merchant Payment Options


No Obligation
Rates as low as 1%

*Rates quoted as the % above normal card interchange
costs, dues, fees, and assessments.

What are the Benefits of Swipe Credit Card Processing?

If you are still thinking about whether to get a credit card reader, then it’s time to stop thinking and just apply for one. There is a myriad of benefits for your business and clients alike.

Attract more clients

Since people these days do not carry that much cash anymore, it is essential that stores are able to accept debit or credit card payments. When business owners have a swipe payment gateway, the customers are given more payment options to pay for their purchases and are more likely to return to businesses that offer them that opportunity.


When a card is swiped in the card terminal, the information is automatically read by the machine and sent to the payment processor. This ensures that no credit card information is left in the hands of the business owner or its employees, which means there is less chance of dishonest people using a client’s credit card to make unauthorized purchases.

Lower transaction fees

Since swipe transactions happen in person, it is a card-present transaction. This means that it is considered by banks as a low-risk type of processing. Because it is such, financial institutions charge lower transaction fees and processing fees compared to high risk payment methods.

Faster transaction

Keyed-in transactions take time to manually input the cardholder’s info and credit card details. Then they need to double-check all data before sending it to be processed. In comparison, swipe payment solutions only take a few seconds to swipe or tap the card in the reader and process the transaction.

Interested in offering a swipe merchant service to your customers? Contact us today! Get the lowest processing fees with the help of eMerchant Authority.

Since paying with cash seems to be a thing of the past, all businesses can benefit from offering more flexible payment methods for their customers. eMerchant Authority’s Retail & Swipe Credit Card Processing solutions accept almost all types of credit cards, bank cards, ApplePay, and electronic checks making payments easier for everyone! This includes Visa, Mastercard, American Express, JCB, Discover, gift cards, electronic checks, and pin entry debit.

All of the real-time reporting features will be under your control. You will be able to see:

Recurring Billing Merchant Account

Chargeback and refund tools

Credit Card POS

POS Equipment features

Merchant Account Statement

Easy Statement Access


Secure Terminal Solutions

Merchant Account Equipment Leases

Equipment Leases & More

eMerchant Authority Offers Some Of The Most Advanced Services

Using wireless 4G features, we offer the fastest services and integrations;including having inventory and secure back-office software, making everything easier for business owners. To speed up services we work with the most up to date processing terminals, such as:

Ingenic Partner
Clover Partnership
Revel Systems

Keep things simple for business with our retail & swipe credit card processing.

Pay with gift card merchant account

You can manage gift cards, customer tracking, guest lists and so much more.

employee schedule tool

We offer a time clock and labor scheduler. This can help cut down on costs and even prevents employee theft.

Inventory Tracker tool

The inventory tracker provides detailed inventory reports as well as integrated purchasing and order information.

Why Your Company Needs EMerchant Authority Retail & Swipe Credit Card Processing

Your business can save money by using eMerchant Authority because we offer the lowest rates around and even have free terminal access.

All payments are secure through the safest payment solutions.

Our secure terminals can reduce your chargeback liability, making everyone happier.

Our advanced processing terminals improve the checkout time for everyone.

Need A Merchant Account Quick?


eMerchant Authority prides itself in being a leader when it comes to the provision of merchant account solutions. We provide merchant account services for both low and high-risk businesses.
Our services are secure and reliable.

Besides, we understand just how financially difficult it is to become a business owner. This is why when you partner with us you also enjoy transparent pricing with no long-term contracts or hidden fees.
Whether you’re a startup or an established business, you can count on us to provide you with a perfect merchant service solution with the latest hardware and software tools such as Clover systems that are perfect for your retail payment needs.

And because customer satisfaction is what we aim for, we offer ongoing support to all our customers. Our 24/7 customer support team is always on call to answer your questions and attend to your needs.
Still interested?

Here are other additional benefits that you receive when you apply for an internet merchant account with eMerchant Authority.

Merchant Processing

Merchant Account Experts

20+ Proven Bank Relationships
Medium/High-Risk Accounts
Fast Merchant Account Approval
E-Commerce & Retail Options
B2B Vendors Supported

Multiple Payment Processing

Multiple Payment Solutions

Multiple E-Commerce Gateways
Chargeback Prevention
ACH, E-Check, Credit Cards
B2B Level 2/3 Data Discounts
3D Secure Frictionless Checkout
Mobile Payments
EMV Readers

Merchant Processing Technology

Intuitive Technology & Support

Gateway Recurring Billing
E-Commerce Cart Plugins
International Merchant Accounts
Dedicated Account Managers